Small Business Loans

Small Business Products

Small Business Loans

Through our broad platform of lending relationships, Global Equity Mortgage offers flexible and competitive financing solutions for small business owners. Whether you’re seeking capital for growth, managing cash flow, or expanding operations, we provide access to a variety of loan programs designed to meet your unique needs.

Fast Bridge Loans for Businesses

Bridge loans and business cash advances are a type of funding typically used for businesses that need a fast influx of cash. These loans allow business owners to take advantage of opportunities with same and next-day funding.

The quick turnaround and substantial loan amount make business bridge loans especially attractive to small business owners with a need for a fast cash injection.

5–10 Year Term Loans

A traditional business term loan is a lump sum of cash a business receives and pays back over a fixed period. Established business owners who need support achieving short- or long-term financial goals benefit most from a term loan. Loan amounts range from a few thousand dollars to several million, making this one of the most flexible and meaningful options for business owners who need additional working capital.

Business term loans can be used for:
• Improving cash flow
• Real estate investment
• Consolidating existing debt
• Expanding operations to a new location

Revolving Business Lines of Credit

A revolving line of credit is the most flexible way to fund your business. Cash is available on demand when you need it most. You can withdraw funds at any time and pay interest only on what you draw. As you make payments, the credit line replenishes, allowing for continued access to funds. Repayment terms are available for up to 36 months.

Purchase Order Financing

Purchase order (PO) financing allows business owners to pay suppliers for goods needed to fulfill large customer orders. When a business receives a large request but lacks the upfront cash to complete it, PO financing bridges the gap so the transaction can move forward.

Equipment Financing

Equipment leasing and financing provide you with the working capital to buy new equipment. A common misconception with equipment loans is that when you apply with a financial institution and get a business loan with payment terms of up to 7 years, you are not limited to upgrading just your traditional equipment—you’re free to buy and implement new software, computer systems, and technology.

Accounts Receivables Financing

Stop waiting weeks or even months for money you’ve already earned. Secure up to 90% advance rates on unpaid invoices in as little as 24 hours.

Invoice factoring — also called accounts receivables financing — provides cash today for outstanding invoices, allowing you to maintain steady operations while clients complete their payment cycles.

Asset-Based Loans

Asset-based loans and lines of credit can be structured to meet your business’s unique needs — whether interest-only, fully amortizing, or hybrid in design. By leveraging valuable business assets as collateral, you can access larger credit limits with competitive terms.

Common collateral includes:
• Accounts receivable
• Inventory
• Equipment
• Real estate

SBA Loans (7(a) and 504 Programs)

SBA Loans are government-backed programs designed to help small businesses secure affordable, long-term financing. These programs offer competitive rates, extended repayment terms, and lower down payments — making them ideal for owners who may not qualify through conventional banks.

Typical uses include:
• Business acquisition or partner buyout
• Owner-occupied commercial real estate
• Equipment purchases or leasehold improvements
• Expansion or working capital

Our platform includes access to preferred SBA lenders, allowing us to guide clients through the entire process — from prequalification to closing — with a focus on speed, transparency, and the best possible structure for their business.

Credit Union Financing

Through our close relationships with select credit unions, Global Equity Mortgage offers access to both personal and business loan products featuring highly competitive rates and flexible terms.

Available programs include:
• 2–5 Year Term Loans: Fixed-rate loans for personal or business needs.
• 2–5 Year Lines of Credit: Revolving access to funds for ongoing or seasonal expenses.
• Auto Financing: Attractive rates for new or used vehicle purchases.
• Low APR Personal & Business Credit Cards: Ideal for managing expenses and building credit cost-effectively.

Credit union financing typically offers lower interest rates than traditional lenders but generally requires credit scores of 700 or higher for qualification.