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With Nick Muro, VP of Lending – Lower LLC (NMLS #17542)
Residential mortgages offered through Lower LLC (NMLS #1124061). Equal Housing Lender.

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Trusted in Home & Commercial Loans

At Global Equity Mortgage, we combine Wall Street expertise with Main Street accessibility — delivering intelligent financing solutions for both homeowners and investors. Whether you’re buying your first home or structuring complex commercial financing, our team ensures every loan is designed with precision, transparency, and trust.
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Value Proposition

Why Choose Global Equity Mortgage?

Comprehensive residential & commercial loan programs

Flexible solutions for self-employed borrowers and investors

Fast approvals with highly competitive rates

Local expertise backed by nationwide resources

Value Proposition

Why Choose Global Equity Mortgage?

Wide range of residential & commercial loan programs

Flexible options for self-employed & investors

Fast approvals and competitive rates

Local expertise, nationwide resources

Residential Loan Solutions

Residential Loan Products

Whether you’re buying your first home, upgrading, or tapping into your equity, we offer a full suite of residential loan options designed to fit your goals and budget.

Conventional Loans

Explore flexible financing with conventional home loans.

Conventional mortgages offer competitive rates, diverse term options, and fewer restrictions — perfect for buyers with good credit looking for straightforward terms and lower costs.

Adjustable-Rate Mortgage (ARM)

Save more upfront with an adjustable-rate mortgage.

An ARM offers reduced initial payments and flexible terms, perfect for homeowners planning to move or refinance within a few years. Options include 5/1, 7/1, and 10/1 ARMs with competitive starting rates.

FHA Loans

Affordable home financing with flexible requirements.

FHA loans allow low down payments and are designed for first-time buyers, those with more flexible credit needs, or anyone looking for reduced upfront costs.

Home Equity Loans

Unlock your home’s potential with a home equity loan.

Tap into your home’s value with competitive rates and flexible terms to renovate, consolidate debt, or cover unexpected expenses.

Jumbo Loans

Financing solutions for larger home purchases.

Jumbo loans make it possible to finance luxury or high-value homes that exceed standard loan limits. Ideal for primary residences, vacation homes, or investment properties.

Home Improvement Loans

Flexible home improvement loans for every project.

We offer HELOCs, Cash-Out Refinancing, and Home Equity Loans designed to help you renovate and transform your home on terms that fit your budget.

Debt Consolidation Loans

Turn your home equity into a powerful tool for managing debt.

We provide flexible options — including HELOCs, Cash-Out Refinances, and Home Equity Loans — to help you consolidate high-interest debt into one manageable payment. Using your home’s equity to reduce expensive credit card or personal loan balances can free up cash flow and save you money each month.

Refinance Loans

Lower your payments, shorten your term, or access your home’s equity.

Whether you want to reduce your monthly payment, pay off your loan faster, or tap into your home’s value, we offer several refinance options tailored to your goals. Choose from:

• Rate-and-Term Refinance – Replace your existing mortgage with a new one at a lower rate and/or shorter term.
• Cash-Out Refinance – Convert home equity into cash for renovations, debt consolidation, or major expenses.
• Streamline Refinance – Available for eligible FHA, VA, or conventional loans with limited documentation and faster approval.

See Residential Options
Commercial Loan Solutions

Commercial Loan Products

From multifamily portfolios to ground-up developments, Global Equity Mortgage offers comprehensive commercial financing solutions designed for speed, flexibility, and long-term growth.

Multifamily Loans

Financing solutions for apartment buildings and rental portfolios.

We offer competitive loan programs for multifamily properties, from small apartment buildings to large complexes. Whether you’re expanding your rental portfolio or refinancing an existing property, our flexible terms help you maximize cash flow and long-term returns.

Commercial Building Acquisition Loans

Secure financing for office, retail, industrial, and mixed-use properties.

We provide tailored acquisition financing for investors and business owners purchasing commercial properties. With access to multiple lenders, we structure competitive terms to fit your project — whether you’re acquiring stabilized assets, value-add opportunities, or owner-occupied space.

Fix-and-Flip Loans

Fast, short-term financing for real estate investors.

Designed for investors looking to purchase, renovate, and resell properties quickly, our fix-and-flip loans provide the speed and flexibility needed to compete in today’s market. We tailor financing to cover both acquisition and renovation costs.

Construction Loans

Build with confidence using structured financing solutions.

Our construction loans support ground-up developments, major renovations, or expansions. With flexible draw schedules and interest-only options during construction, we make it easier to bring your project from blueprint to completion.

Build-Out Loans

Customized financing for tenant improvements and interior build-outs.

Whether you’re a business owner outfitting a new office, retail, or restaurant space — or a landlord making tenant improvements — our build-out loans provide flexible funding to complete interior renovations and customizations.

Bridge Loans

Short-term financing to keep your projects moving.

Bridge loans provide temporary funding to cover gaps between transactions. Whether you’re waiting on permanent financing or need quick capital for an acquisition, our bridge financing offers speed and flexibility.

Lines of Credit

Flexible capital for ongoing business needs.

Our commercial lines of credit give you quick access to working capital for payroll, inventory, or operational expenses. With revolving terms, you can draw funds as needed and only pay interest on what you use.

SBA Loans

Flexible, government-backed financing for small businesses.

Our SBA 7(a) and 504 loan programs provide affordable, long-term financing for owner-occupied real estate, business acquisitions, and expansions. We work closely with SBA-preferred lenders to simplify the process and secure competitive terms.

DSCR Loans

Investor-focused financing with no income verification.

Ideal for real estate investors, DSCR loans are underwritten based on property cash flow — not personal income. We offer competitive rates, streamlined approvals, and programs designed for single-family rentals, multifamily, and mixed-use assets.

Hard Money & Private Loans

Fast, asset-based financing when timing matters most.

Our hard-money programs deliver quick funding for time-sensitive transactions, distressed properties, or borrowers who don’t meet traditional criteria. Perfect for short-term bridge or investment scenarios requiring flexible underwriting.

See Commercial Options

Who We Serve

Find Your Loan Match (Residential Only)

Residential – Home Buyers & Homeowners

• First-time buyers
• Move-up buyers
• Luxury & jumbo borrowers
• Homeowners refinancing
• Real estate investors (single-family & condos)

Builders & Developers

• Ground-up construction financing
• Fix & flip projects
• Subdivision & tract development
• Bridge loans for acquisition/construction
• Renovation & value-add projects

Commercial – Business & Investment Properties

• Multifamily – apartments, student housing, senior living
• Mixed-Use – retail + residential or office + residential
• Office – professional, medical, and creative office spaces
• Retail – shopping centers, strip malls, standalone stores
• Hospitality – hotels, motels, short-term rental portfolios
• Industrial & Warehouse – logistics centers, storage, flex spaces
• Special Purpose – gas stations, assisted living, daycares, self-storage

Our Testimonials

Hear From Homeowners Across Greater Houston

Global Equity Mortgage made our relocation from Chicago effortless. Our jumbo loan closed in under four weeks, and the communication was outstanding.
The Woodlands, TX
— Mark R.
We refinanced and cut our rate by almost 2%. Everything was explained clearly and the process was seamless from start to finish.
Sugar Land, TX
— Priya S.
As first-time buyers, we were guided through a 10%-down conventional loan and closed right on schedule. Exceptional service throughout.
Katy, TX
— Luis D.
Our investment loan was complex, but Global Equity found a DSCR program that fit perfectly. Professional, precise, and easy from start to finish.
Pearland, TX
— Shawn K.
The team structured our construction-to-perm loan with interest-only payments during the build. Smooth process and great communication.
Cypress, TX
— Rebecca L.
We secured a HELOC quickly to start renovations. Everything was handled digitally—fast, efficient, and stress-free.
Spring, TX
— Derrick P.
After being declined by a large bank, Global Equity approved our bridge loan so we could buy before selling. The process was quick and well-organized.
Kingwood, TX
— Thomas W.
As self-employed borrowers, we needed flexibility. Global Equity delivered a smooth approval and excellent rate on our house near Rice Village.
Rice Village, TX
— Natalie F.
We used Global Equity Mortgage for a second-home purchase near the water. The team was proactive, responsive, and kept us informed through every step of closing.
League City, TX
— Emily G.
Global Equity Mortgage helped us refinance and pull equity for a home renovation. The process was fast, transparent, and the rate we received was better than expected.
Missouri City, TX
— Andre B.

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Get in Touch

Have questions about loans or need guidance on financing? Fill out our contact form and our team will get back to you shortly.

Commercial Loans

Residential Loans

General Enquiries

Please fill out the contact form or email [email protected], and one of our team members will get back to you as soon as possible.

Also, please make sure Bill’s contact information appears at the top of the Commercial Loans section and Nick’s contact information appears at the top of the Residential Loans section.
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Residential Loans

Commercial Loans

General Enquiries

Please fill out the contact form or email [email protected], and one of our team members will get back to you as soon as possible.

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If Yes, please provide:

contact us

Get in Touch

Have questions about loans or need guidance on financing? Fill out our contact form and our team will get back to you shortly.
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Commercial Loans

Residential Loans

General Enquiries

Please fill out the contact form, call 1- (800) 480-4405 (press ext. 1 for General Enquiries), or email [email protected], and one of our team members will get back to you as soon as possible.