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Agent Deal Form

Realtor Partners — submit your new client below so our team can track, assign, and begin processing the file.
Our team will review all Realtor submissions within 24 hours and contact you to confirm receipt.
Submit a Deal
Agent Deal Form

Client Information

Loan Details

Purchase Details (if applicable)

Property Information (Optional)

Agent Information

What Happens Next

Once a Realtor submits a deal, our team will:

• Review the file within 24 hours
• Assign it to the appropriate Lending Specialist
• Reach back out to the Realtor directly with next steps

Important: This page is strictly for Realtor submissions, not borrower applications.

Borrower applications must be started by the applicant directly by clicking the “Get Pre-Approved” button or the “Apply Now” button on the homepage of the website.

Compliance Note: Residential files are originated by Lower LLC (NMLS #1124061). GEM functions as the marketing and referral partner under a fully RESPA-compliant structure.